More Canadians have started to turn to private lenders in search of mortgage financing. With mortgage regulations continually becoming stricter and tightening the lending gap, many would-be homeowners are being squeezed out of their dreams. Private mortgages abide by a similar set of parameters as the ones commonly imposed by many banks. However, these parameters […]

If you’re an aspiring first-time home buyer in Canada, you’ve may have heard about the first-time home buyer incentive program. It’s the latest first-time home buyer program in Canada that aims to help new buyers more easily afford a home. While the incentive is an interesting program that offers a lot to people in the […]

If you’re looking to dive into homeownership, it’s important to be prepared at every step. Besides tracking interest rates and hunting for the perfect home, applying for a mortgage is the biggest step in the process. While it might seem stressful, it can be made much easier if you get your financial affairs in order ahead […]

Mortgage payment deferral, a six-month measure offered to Canadians this spring in response to the coronavirus pandemic, came to an end on September 30, 2020.The relief was offered to Canadians to help them stay in their homes while the job market recovered. And, according to the Canadian Bankers Association (CBA), as of July 2020, a […]

Often calls from new clients start with “I’m looking for help with a mortgage. What’s your best rate?” I’m pretty sure that I frustrate some of those clients with my reply which is “It all depends”. The short explanation is that the best rate for each client truly depends on their particular circumstances. Prior to […]

A home is one of the most valuable assets you can own financially and on a sentimental level. However, the process of buying a house can be long and tedious, and that’s why many first time home buyers make mistakes. Call me today to get the process started. One of the main hassles of this process is getting a suitable mortgage lender. Fortunately, […]

A mortgage in its simplest form is a contract. It has terms, conditions, rights and obligations for you and the lender. When you sign on the dotted line, you are agreeing to those terms for the length of time laid out in the contract. However, sometimes life throws us an unexpected event that brings around […]

Sorry, life hackers: There’s no one trick that will magically raise your credit score. Luckily, it’s fairly easy to start moving in the right direction. Here are a few good habits to adopt that will improve (and maintain) your credit score. Pay your bills on time Sounds straightforward, right? This is the single easiest way […]

Have you been approved for a mortgage and waiting for the completion date to come? Well, it is not smooth sailing until AFTER the solicitor has registered the new mortgage. Be sure to avoid these 10 things below or your approval status can risk being reversed! 1. Don’t change employers or job positions. Any career […]

Beginning a mortgage application process can feel overwhelming for any first time home buyer. So, to help you get started I listed 5 things every broker wishes you knew before starting the mortgage process. #1: Don’t Quit Your Current Job Most lenders (financial institutions) prefer their clients to be with their current employer for at least two […]